Your Insurance and Payment Options
 

At Sebring Oral Surgery, we deliver exceptional care using advanced technology like our Carestream CBCT 8200 for precise 3D imaging. As an out-of-network provider, we prioritize personalized treatment without insurance contract limitations. We are committed to helping you maximize your out-of-network insurance benefits with a seamless reimbursement process.

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Insurance Carriers

Cigna

Humana

United Health Care

Mutual of Omaha

Guardian

Metlife

Delta

Aetna

Ameritas

GEHA

Many more... If you don't see your insurance carrier in this list, feel free to call us!

How Out-of-Network Works

Being out-of-network means we don’t have a direct contract with your insurer, allowing us to offer:

• Specialized Care: Expert procedures like implants and wisdom teeth removal by a board certified oral and maxillofacial surgeon

• Advanced Technology: State-of-the-art equipment in our Highlands County facility.

• Personalized Service: A supportive experience from consultation to recovery.

Your Costs

• You’ll pay for services upfront and you may submit to your insurer for reimbursement based on your insurance plan

Call your insurer to confirm benefits, asking:

• What’s my out-of-network deductible, coinsurance, and Out-of-Pocket Maximum

• What’s covered for oral surgery?

Payment Process

Payment is due at the time of service. We accept credit/debit cards and offer flexible payment plans or dental financing. We can help you fill out your insurance paperwork so you can submit to your insurance company for your reimbursement based on your plan.  

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Why Choose Us?

• Quality Care: Cutting-edge technology and personalized treatment.

• Expertise: Specialized oral surgery services.

• Community Focus: Serving Highlands County with trusted care.

FAQs

Why are you out-of-network?

• We stay out-of-network to provide top-tier care without insurance restrictions.

Will my insurance cover my visit?

• You need to contact your insurance company to determine out-of-network costs after your deductible. We’ll help you file claims.

What if I can’t pay upfront?

• We offer payment plans and financing options. Contact us to discuss.

How do I file a claim?

• Contact your insurance company for a claim form and we will assist with claims or appeals.

Contact Us

We’re here to help with insurance questions or payment options. 

Patient Commitment: At Sebring Oral Surgery, our out-of-network status ensures unparalleled care with advanced technology and compassionate service.